Secure Financing

 

HDFS has specifically designed a financing program to help you support the sale of new 2019 Harley-Davidson® Touring and Softail® models. This program is available on all new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank. We’re offering rates as low as 2.99% APR and $0 Down for 60 Months.

Street Glide® Special – Barracuda Silver *Financing Offer available only on new Harley-Davidson® Touring and Softail® motorcycle models financed through Eaglemark Savings Bank and is subject to credit approval. Not all applicants will qualify as the Annual Percentage Rate (APR) will vary based on the applicant’s past credit performance and the term of the loan. Financing offer is available only for up to a 60 month term. For example, a 2019 Street Glide® Special motorcycle in Barracuda Silver with an MSRP of $27,589, no down payment and amount financed of $27,589, 60 month repayment term, and 2.99% APR results in monthly payments of $495.62. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Customer must take delivery by AUgust 31, 2019. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See Harley-Davidson® of Ocean County for details.

Heritage Classic 114 – Billiard Blue/Billiard White *Financing Offer available only on new Harley-Davidson® Softail® and Touring motorcycle models financed through Eaglemark Savings Bank and is subject to credit approval. Not all applicants will qualify as the Annual Percentage Rate (APR) will vary based on the applicant’s past credit performance and the term of the loan. Financing offer is available only for up to a 60 month term. For example, a 2019 Heritage Classic 114 motorcycle in Billiard Blue/Billiard White with an MSRP of $21,199, no down payment and amount financed of $21,199, 60 month repayment term, and 2.99% APR results in monthly payments of $380.82. In these examples, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Customer must take delivery by August 31, 2019. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See Harley-Davidson® of Ocean County for details.
 


Freedom Promise Promotion

Purchase a new or used 2013MY or newer H-D® Sportster® motorcycle available and in stock at Harley-Davidson of Ocean County between February 1, 2019 and August 31, 2019 and receive trade-in value of original purchase price you pay towards the purchase of an eligible new H-D® motorcycle. Requires trade-in by August 31, 2020. Excludes Police Models. Purchase Price excludes fees, taxes, dealer charges and ancillary products. Non-transferable. Offer is subject to change without notice. Void where prohibited. Additional restrictions apply, see dealer or h-d.com/freedompromise for details. 

Other Considerations

When financing through Harley-Davidson® Credit you can have the motorcycle, the clothes, the accessories and the security all tied into one, simple monthly payment. A list of other items you may finance in your motorcycle loan includes:

  • Harley-Davidson® MotorClothes® apparel
  • Parts and accessories
  • Harley-Davidson® Extended Service Plan
  • Pre-Paid Maintenance Plan
  • Payment Protection Plan
  • Finance Protection Plan
  • Road hazard protection

By financing these items in your loan, you save yourself from the expense of additional purchases down the road. We make it quick and easy, so you're riding instead of waiting!

Additional benefits

Harley-Davidson® Protection Plans let you prepare for illness or accidents through low-cost protection that can be included in your loan payment. Plans include:

Harley-Davidson® Credit Life & Disability


Harley-Davidson® MotorClothes® apparel does more than identify you as a Harley-Davidson® rider; it is designed to protect you from the elements while on the road. Stop in our store or click here to shop online for quality Harley-Davidson® jackets and authorized Harley-Davidson® helmets, boots, gloves, eyewear and more. You don't have to be a rider to enjoy the fashion and quality of H-D® MotorClothes® apparel.

GAP Program


The actual cash value that an insurance company places on your bike may be substantially less than the outstanding balance on your loan, especially if you built additional items into your loan, such as Harley-Davidson® parts or accessories. The GAP Program covers the "gap" between your insurance company payment and the loan payment.

Harley® Visa® Card


Use a Harley-Davidson® Visa® Card to earn valuable rewards in the Harley-Davidson® Genuine Rewards program. Every purchase you make with your card earns points good for Harley-Davidson® Chrome Cash, which you can use for online purchases or in the dealership. Also, for every dollar you spend using the Harley-Davidson® Visa® card, you'll earn one entry into the Harley-Davidson® Free Ride Sweepstakes!

Turn your dreams into reality! Call Harley-Davidson® of Ocean County today at (732) 367-7000. Once you see how easy it is to finance a Harley-Davidson® motorcycle, you'll wonder why you waited so long!

*Subject to credit approval by Eaglemark Savings Bank

Additional Service Packages & Protection Plans

Extended Service Plan

Stuff happens. Sure, we'd love to see our Harley-Davidson® motorcycles in New Jersey run for a million miles needing nothing more than regular oil changes and gasoline, but we all know that's the stuff dreams are made of. Motorcycles are machines and machines sometimes break. But you can protect yourself against costly repairs with our extended service plan. It's worth the cost, and it's worth the peace of mind.

Expense Reimbursement Package


Rental Reimbursement - $75 per day up to $750 for a rental vehicle charges when a covered breakdown occurs. Travel/Lodging Reimbursement - For meals and lodging of $150 per day up to $450 per occurrence in case your trip is interrupted by a covered breakdown. Towing Reimbursement - Up to $200 per occurrence gets you to a Harley-Davidson® dealer.

Mechanical Breakdown Coverage


Nationwide Harley-Davidson® Repair Location Assistance - Ready to assist when a breakdown occurs. Our Harley-Davidson® Service Center will direct you to the nearest Harley-Davidson® dealer for repairs. Locked In Repair Costs - All you will ever pay is a $50 deductible per visit for the covered mechanical repairs. Plus, there is no deductible for anything covered under the Expense Reimbursement Package or the Optional Tire & Wheel Coverage. The Only Harley-Davidson® Extended Service Plan - All repairs performed by experts at your Harley-Davidson® dealership using genuine Harley-Davidson® parts.

Optional Tire & Wheel Coverage


Tire & Wheel Coverage - Will pay to replace your tires and/or wheels if damaged due to contact with road hazard.

Additional Benefits


Future Contract Guarantee - Allows you to extend your contract coverage for up to 5 additional years (subject to underwriting guidelines). Transfer Your Contract for Free - If you sell your Harley-Davidson® motorcycle, you can transfer you contract for free to the next owner. This is an excellent way to increase your motorcycle's resale value!

Appearance Protection


If you're like many riders, your motorcycle's appearance is as important as its performance. With Harley-Davidson appearance protection you can keep your bike looking as good as the day you rode out of the dealership. Scotch Guard Paint Protector guards against the elements you will encounter on the road.

The Harley-Davidson® Extended Service Plan includes our Extended Reimbursement Package that provides reimbursements for rental vehicles, pick-up, and towing charges, as well as lodging and meals if you are stranded away from home. Also included upon your discretion are the Optional Tire & Wheels Coverage, which protects you from road hazards and Mechanical Breakdown Coverage, which covers nearly every part on your motorcycle.

The Expense Reimbursement Package and Optional Tire & Wheel Coverage start the same day as your factory warranty, where the Mechanical Breakdown Coverage begins the day after your factory warranty expires. Used motorcycle coverage begins the same day the motorcycle and contract are purchased. The coverage must be acquired before you factory warranty ends. This protection can even be included in your monthly payment. Coverages continue for the life of the contract.

Repair costs are continually increasing, so the future costs of one repair to your vehicle could easily exceed the cost of Harley-Davidson® Extended Service Plan. For covered repairs, all you pay is a $50 deductible per visit and there is no deductible for anything covered under the Expense Reimbursement Package and Optional Tire & Wheel Coverage.

If you plan to resell your Harley-Davidson® motorcycle before the coverage ends, you have the option of transferring the remaining coverage to the next owner. This feature can help you get the highest possible resale price.

Pre-Paid Maintenance Plan

Service a Predetermined Intervals - Harley-Davidson® recommended maintenance performed at every interval, plus VIP services that meet your needs. Convenience - Whether you're on the road or have relocated, covered services can be performed at any participating H-D® dealership, nationwide. Pay No Deductibles and Lock In Today's Pricing - No need to budget for out-of-pocket expenses on service visits covered under this program. Easy Monthly Payments Available - Include the program on your motorcycle loan the Eaglemark Savings Bank* or even put it on your H-D® VISA® card. Enhanced Resale Value - Program provides complete documentation of all maintenance services performed and is transferrable to the next owner. Timed Service Reminders - Notification prior to your next scheduled service visit, based on individual riding habits.

If you've decided you want to finance your new motorcycle, you're not alone. Seventy percent of motorcyclists finance their motorcycles. With a minimum down payment and approved credit, you can arrange Harley-Davidson® Credit financing with us and get out on the road a few hours after picking out your bike.

Plus, you can add in all your parts and accessories, MotorClothes® apparel, the Harley-Davidson® Extended Service Plan, Cycle Insurance and more. You'll have everything you need, and you only have to make one monthly payment.

And because we finance more Harley® motorcycles than anyone else, we understand your special needs. Only someone who knows how you feel when you hit the starter button understands that hitting the road ASAP is your biggest concern. That's why we make it easy.